ER Doc Advisor - Financial Planning & Taxes for Emergency Physicians

EP 59: Do You Know Your DTI?

Do you know your DTI? That’s your debt-to-income ratio. It’s a common metric asked about when qualifying for a loan. We’ve been extrapolating data across hundreds of ER Docs over the years and want to spend this episode sharing our findings on this particular ratio.

Where do you fall among your peers? And, how does your score correlate with other financial metrics? The results will likely surprise you.

Topics Discussed:     
  • What your DTI is.
  • Why it is rare for people to not have any debt.
  • How to avoid spending more despite earning more.
  • Why you should always be saving your money.
  • The importance of having a retirement fund that you contribute to frequently. 
  • How to avoid lifestyle-creep.

Resources Mentioned:  


planning, financial planning, ER doctor, doctors, DTI, debt to income, loans, debt, income,

Scott Wisniewski, EA