ER Doc Advisor - Financial Planning & Taxes for Emergency Physicians

EP 47: Everything You Need to Know About Disability Insurance

What is your most valuable asset? The answer is probably not what you’re thinking. And because of this, the most important financial decision you may ever make is something you probably either don’t think you need, feel you have an adequate amount of already through an employer, or think you can “cheap out” on. That “thing” is disability insurance.

In this episode, we get detailed with DI, making sure you understand the importance of having this insurance, how much you need, where to get it, and what features need to be tacked on to make the coverage worth having.

Topics Discussed:     
  • The difference between disability and life insurance.
  • The importance of ensuring your agent knows ER docs' needs specifically.
  • Why you must understand the specifics of your disability insurance.
  • The optional riders for disability insurance to be aware of. 
  • Why you should be checking with your spouse about insurance policies.
Resources Mentioned:  


planning, financial planning, ER doctor, doctors, finances, disability, insurance

Scott Wisniewski, EA