In this episode, we take a step back and look at the less obvious forces shaping an ER doc’s financial reality over time. Not with fear, not with rules — just a clearer lens on how today’s decisions echo into future flexibility.
Topics Discussed
- Why student loans can shift your tolerance for future debt.
- The hidden cost of layering consumer debt on top of medical school debt.
- Debt vs. investing (the psychological and structural tension).
- Liquidity, inflation, and long-term financial flexibility.
- The difference between manageable debt and limiting debt.
- What qualifies as “good debt.”
Resources Mentioned:
Tags:
ER docs, emergency medicine, physician debt, student loans, debt management, physician finances, financial flexibility, retirement planning for physicians
