ER Doc Advisor - Financial Planning & Taxes for Emergency Physicians

EP 151: Is Tax-loss Harvesting Worth It?

Tax-loss harvesting is sort of like a buzzword – many have heard it, but the true value of it and how it plays out is often misunderstood or, at the very least, confusing.

While there can be value, the ultimate benefit is more nuanced than one would think.On today’s episode, we’ll hopefully show why that is and ultimately discuss whether or not it’s everything it’s cracked up to be, especially as it pertains to the investment accounts of ER doctors.


Topics Discussed:   
  • The markets we’ve been through lately and the outcome of many investments over the last few years.
  • The reality of negative vs. positive markets.
  • What tax-loss harvesting is.
  • The tax rates for different investments.
  • The math involved in tax-loss harvesting.
  • Common mistakes we see (especially from people who manage their own investments).
  • The upsides and downsides of tax-loss harvesting.

Resources Mentioned:


tax loss harvesting, investment tax, tax rates, investment losses, capital gains tax, ER docs, emergency doctor, financial planning,