ER Doc Advisor - Financial Planning & Taxes for Emergency Physicians

EP 113: Exploring the Best Credit Cards and Banks for ER Docs

How many credit cards should you be carrying on your person? What expenses should be charged to what cards? How often should you get a new credit card and how does that impact your credit score? There’s a lot that goes into choosing the right partners for your money. It’s sort of like the operating system for your cash flow: all money flows through the accounts and cards you select.

We find ER Docs tend to have very different banking setups. That’s why we felt today’s episode would be a good way to help navigate the balancing act of credit card rewards, convenience, and practicality.

Topics Discussed:     
  • Why having a credit card is a good idea.
  • How credit cards may be more secure than debit cards.
  • The benefits of using a credit card.
  • How to know if a credit card is right for you.
  • How to find the right card for you.
  • The benefit of keeping a card separate for your business expenses.
  • How to make the most of your money using loyalty programs.
Resources Mentioned:


planning, financial planning, ER doctor, doctors, finances, credit cards, credit, debit cards, bank

Scott Wisniewski, EA